To Budget or Not To Budget?

Have you ever debated as to whether or not budgets are biblical? Here's my point of view.

God told us to owe no man anything but to love him. That means we should not be in debt. If we need to use a budget as a practical way to manage our money then that is great. God tells us time and time again to seek wisdom and use wisdom. I believe that when we are good stewards with our money that is being wise and proving ourselves obedient to God.

God also tells us that He will supply all of our needs. Therefore, we don't need to worry about tomorrow. As long as we are seeking God, putting God first, and being obedient, we will see the Blessing manifest in our lives. Once we start seeing the results of faith, we aren't so dependent on the natural around us. We aren't so concerned about what the budget looks like on paper because we know God will supply our needs. This doesn't give us a license to overspend but it does mean we aren't tied to this world's system.

God also tells us that we are to walk by faith and not by sight. This means that we can believe God to provide the money for that item we want to buy. It doesn't mean we go out and buy it before we have the money in hand because that would be incurring debt. However, it does mean that we have a bigger source than our job. God will supply our needs. We stand on God's Word that He will come through on His promises and we will see the money we need. That's called walking by faith.

If you have been challenged in the area of spending money wisely, I encourage you to set up a budget so that you can see on paper where your money is going. However, this doesn't mean that you can't continue to build up your faith and stand on God's Word. Once we prove ourselves with the little things God will bless us with more. Commit today to making wise decisions with your money and watch God bless your obedience and dedication.

Below is a link to my other site which is full of free tips and forms to help you live a debt free lifestyle.
http://debtfreeliving.synthasite.com/

Bible Verses By Topic

I just started a new website that lists Bible verses by topic. The link is below in case you are interested. Have a great day!

On Suze Orman's Show Last Night

I happened to stop at the Suze Orman show last night and was amazed at what I heard. This 31 year old woman had $25,000 in credit card debt, $14,000 in student loans, a $12,000 car payment, and a mortgage . . . and only made $2000 a month.


Suze did a great job of confronting this woman who admitted she was living on credit cards. She knew that she didn't have enough cash coming in but didn't want to have to cut back or get another job.


What I think is ridiculous is that this woman could declare bankruptcy and start all over again. No accountability for the mess she created. No responsibility in repaying the loss. I was relieved to at least hear that you can't declare bankruptcy on student loans. There is no way out of that. Bankruptcy may make her life easier but it makes mine harder because someone has to eat that lost money. Now my insurance rates go up and so on because the companies have to cover their losses. Why do people think they are entitled to buy things they don't have money for and then escape the responsibility of paying for it?


I think there needs to be stricter rules on who can get credit cards. At first glance it would appear that it is a person's right to make bad financial decisions and get themselves into trouble. The problem is that there are so many irresponsible people, greedy people, unethical people, and people poorly educated in basic finances that they have now ruined our whole economy. The American dream is earned by hard work, integrity and honesty. The American dream is not handed out for free.